Personal Property Coverage Coverage C Insurance Geek Personal property replacement cost coverage Adding this coverage ensures that if your belongings are stolen, damaged or destroyed, your policy will pay enough for you to buy brand-new replacements Coverage C — Personal property This coverage will help pay to replace personal belongings if they are stolen or damaged High-value items can also be "scheduled" onto your policy for additional

What Is Coverage C Personal Property Universal Property Homeowners policies usually provide a maximum of $100,000 to $300,000 in personal liability coverage Umbrella policies pick up where these limits leave off and provide comprehensive personal How Scheduled Personal Property Coverage Works Scheduled personal property covers an item at its full value For example, if you have a watch that’s worth $15,000, In my last column, we looked at Coverage B, “Other Structures” Now it’s time for Coverage C, or Personal Property Coverage We’ll describe what it is, and then look at three mistakes you Coverage for personal property is usually set at an amount between 50% and 70% of your dwelling coverage You can usually buy more coverage if you need more Other structures on the property

Homeowners Insurance More Universal Property In my last column, we looked at Coverage B, “Other Structures” Now it’s time for Coverage C, or Personal Property Coverage We’ll describe what it is, and then look at three mistakes you Coverage for personal property is usually set at an amount between 50% and 70% of your dwelling coverage You can usually buy more coverage if you need more Other structures on the property

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